I’ve spent the last week staring at a spreadsheet.
Most people keep their bank accounts locked away like a dark secret. But if I’m going to help you escape the rat race, I have to be willing to show you my own shackles first.
I just finished reading The Richest Man in Babylon for the third time, and it gave me the clarity to stop hiding. Today, I’m showing you the two numbers that define my life right now: The number that weighs me down, and the number that sets me free.
Part 1: Naming the Monster (Our Debt)
When I was 7 years old, I was pulled out of class because my tuition wasn't paid. I stood by the cashier, sobbing, promising myself I’d never be in that position again.
But life is rarely a straight line. Between an international move during a pandemic, tax obligations, and real estate investments, we found ourselves standing at the foot of a mountain.
To be radically honest, here is our starting line:

